Maintaining Your Chapter 13 Bankruptcy in the Midst of COVID-19

As of right now, Chapter 13 cases are being administered as normal in Middle Tennessee. The Chapter 13 Trustee’s office and the Bankruptcy Court are still operating. There will not be an interruption in payments to your creditors. The Trustee’s office is working with minimal staff due to social distancing recommendations and has closed their office to outside traffic. Please mail payments to the Trustee’s office (P O Box 340019 Nashville, TN 37203) as you will not be allowed into their building to access the Trustee’s dropbox.

If you are scheduled for any court dates our office will call and walk you through the process closer to the day of your meeting or court date as we continue to obtain guidance from the Bankruptcy Court.

My job has shut down. What can I do?

If you have been laid off, or your office has completely shut down due to the coronavirus, there are steps your attorney can take to help keep your case active. There are measures we can implement to give you a break from making payments into your case for a limited period of time. Your case will have to meet certain criteria to be approved for this suspension of payments. Do not stop making payments to the Trustee unless you have spoken with our office and are approved to do so. Call our office to
discuss what options are available for your situation. We have set up mechanisms to manage your cases without the need for an in-person appointment.

What is Flexer Law doing to keep its clients safe?

Here at Flexer Law we are dedicated to helping our clients. In the wake of the COVID-19 virus, we are continuing to assist clients with all of their bankruptcy needs. However, we are having to adapt some of our practices.

In an attempt to honor social distancing recommendations, our office is implementing telephonic meetings and virtual consultations. Our office wants to keep everyone (employees and clients) as safe as possible while continuing to assist our clients in these uncertain times. Please contact us if you have any questions or concerns about the options available to you.

Flexer Law is fully functional and operational, but the future is unpredictable. Events are evolving at a rapid pace. We will keep you updated on the status of our office. Please take the necessary measures to stay safe.